Frugal Beautiful

Posts Tagged ‘Dreams

Suze Orman is known for her financial advice- especially her emphasis on living within your means and saving for the future.

I chose her commencement address at University of Illinois because she speaks about her life journey.  The fact that she had no idea what she wanted to do, and ended up dropping out of U of I resonates with a lot of us who are trying to figure out our life’s path.  She was a major in Social Work and ended up being one of our generation’s major financial gurus, and it happened through her mistakes, miscalculations and of course- tenacity.

“Your degree does not make you- you make your life.” Her story will leave us with plenty of useful lessons learned.

“You are to go for anything and everything you want.  You are to give 100% to everything you do…the hardest thing in life is to jump a chasm…it doesn’t matter what you jump into.  All I ask of you is to jump into it with 100%, with every single thing you have.”

On a budget this weekend?  Put some zest into your weekend plans with ONE DOLLAR.  Donate a buck, feel good and get that oomph to have a kick a$$ weekend!

I got totally teary eyed when I saw that that as a group, we were able to reach a huge goal of $13,000 to help a family purchase an assistance dog for their children with autism.  Every month is a new family, a new chance to do small things collectively for big impacts.  Signing up is easy- and for a $1 a month (or more if you’re so inclined) you can know that you are part of some of the most heartwarming, tear jerking YouTube videos on the net is totally worth $1.

Here’s a message from JMoney and Nate at LoveDrop:

Last month the Love Drop Team raised over $13,000 (and 3 iPads!) to help two little boys with autism receive a service dog. They were beyond touched, and we did this in only 1 month – that’s it. Everyone came together and gave a few bucks each to impact one family’s life. If you were a part of it, THANK YOU! You can check out the final video of us showing up to their house here – it’s pretty cool.

This month we start all over again and rally behind Katie, a single mom out in Dallas battling not only two brain tumors so far (she’s knocked out one, and currently working on the other), but who’s also dealing with hydrocephalus. We’re teaming up with folks at Blissdom this month to not only bring the community her way, but to make a huge dent in her medical bills.

Wanna help? Here are 3 ways we could use you:
Give $1.00 – This is the best way to help out and join our team at the same time.
Join our blogger network – Blog about our Love Drops each month like I am 🙂 It’s easy, it’s rewarding, and it REALLY helps spread the word (which in turn helps our families). Love Drop will give you all the content you need.
Give a gift or provide a service – Gift cards are always helpful. Places like Target, Safeway, gas stations, etc would definitely help them out.
Thanks for reading! Here’s to love, baby.

I asked the question, perhaps too late, “What can I do with a graduate degree in sociology,”  and the timing was such that I really had to ask, “What can I do with half a graduate degree in sociology.”  Truth be told- nothing.

I spoke to two of my professors last week, and neither really knew what to tell me.  For the reasons I had to stay, I had equally compelling reasons to quit- namely my cost-to-benefit comparison based on passion vs. affordability.  If you are passionate, it’s hard to argue something is “too expensive,” in most situations- but what if you are confused like me?

My professors asked some hard questions:  Did I have something else in mind?  I did not.  Sure- I love to write- but am I confident enough in my skills as they stand to walk away from a possible degree?  I am not sure that starting over at this point and trying to stay afloat based on my entreprenurial skills alone would be wise.  I love to blog and explore different markets and niches- but I feel my inexperience would kill my passion if I were to step out at this point. Having a graduate degree could be beneficial for someone like myself who is at this point in the process.  For those who still have time to choose- take that time and ask lots of really hard questions before you commit.  But of course, sometimes all we can do is to assess the “known unknowns,” and take a step forward.

I also voiced my concerns about the cost of grad school.  They sympathized that costs are high and post-graduation prospects for employment are low- and at least are not up to expectations for newly minted degree holders.  What they did say though, is you can do nothing with half a master’s degree, not even get some kudos for “some graduate level courses” on a resume.  The sad truth is- there is no way to to know if the amount of debt I’m taking on is going to impede my chances to succeed in other areas, nor is a graduate degree an automatic key to success.

The debt itself will not prevent me from affording a wedding, car or hell, a piece of Tiffany, just as the degree itself will not ensure my immediate success- but my efforts outside the classroom will.  The only thing preventing me from being able to afford the life of my dreams is simply my inability to make them happen- and I can work on that.  My time in the classroom (or out of it) will not find me a man to love  or a dream job, nor will my debt stand in the way of buying a house or starting a family or starting my own company if that’s what I choose to do.  What will stand in the way of those things is my fear:  Fear that debt will ruin my future, fear that I’m not on the right path, fear that I’m not making the right choices.  Fear needs to be taken into consideration- it can be a very smart survival tool, but being too cautious blocks progress.

There is no way to gauge your prospects based on having debt or having a degree alone–  you just have to ask questions, evaluate, and take a risk.   The  the best decisions you can and forgive yourself for mistakes of inexperience.  Get your hands dirty- at least you can say it was YOUR mess and have something interesting to say at the high school reunion.

I meticulously planned my path to grad school and based my decision on the person I was at the time.  I had no way of anticipating the process itself would change me in the way it did.  While the reasons I had in coming to graduate school are no longer the reasons I am staying- I am still confident in those decisions.  I am not the person I was a year and a half ago, and I no longer harbor the same motives or goals I did before, and perhaps, that was the point?

 

 

 


Randy Pausch’s “Last Lecture” is a hugely popular video on YouTube.

If you haven’t seen it, watch it.

If you have seen it, watch it again.

At the Time Randy gave his lecture at Carnegie Mellon, he had been diagnosed with cancer with only a few months left to live.  The humor and wit he uses when talking about his childhood dreams, and his attempts to fulfill them will give you a much needed boost to start your week.

My favorite quotes from Randy:

“Look, I’m going to find a way to be happy, and I’d really love to be happy with you, but if I can’t be happy with you, then I’ll find a way to be happy without you.”

“When you see yourself doing something badly and nobody’s bothering to tell you anymore, that’s a bad place to be. You may not want to hear it, but your critics are often the ones telling you they still love you and care about you, and want to make you better,”

“Too many people go through life complaining about their problems. I’ve always believed that if you took one tenth the enrgy you put into complaining and applied it to solving the problem, you’d be surprised by how well things can work out.”

“Experience is what you get when you didn’t get what you wanted.”

“When it comes to men that are romantically interested in you, it’s really simple. Just ignore everything they say and only pay attention to what they do. It’s that simple. It’s that easy.”

“It’s not about how to achieve your dreams, it’s about how to lead your life, … If you lead your life the right way, the karma will take care of itself, the dreams will come to you.”

Want to get inspired?  The Day Zero Project  is the ultimate online source for making a goal list you can get excited about- and it’s free!

I have always been a fan of making lifetime “To-Do,” lists on paper- but what better way to connect to the world at large and get ideas than to do it in on an online community with the same ideas in mind?  Have dreams of going on a wine tour? Visiting Disney World?  Going back to school? Getting out of debt?  The Day Zero project allows users to compile a list of up to 101 personal goals of their choosing to complete within the next 1001 days.

I started my list and ended up with only 45 for now, but there are tools to help you see what other people are thinking up and to even gauge what goals get you the most excited!  You can check out my list and watch my progress at the link below!  Good luck!

http://dayzeroproject.com/user/FrugalBeautiful


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